PaymentMethod&ClientConfidentiality

Payment Methods & Customer Confidentiality

A. Payment Methods

Melriao currently accepts payments through PayPal.

PayPal provides a convenient and secure way to make online payments. When you select PayPal during checkout, you may be redirected to PayPal’s website or payment interface to complete your transaction.

Depending on your location and PayPal’s available services, you may be able to pay using:

• A PayPal account;

• Credit cards, including Visa, Mastercard, Discover, and American Express;

• Debit cards;

• A linked bank account; or

• An electronic check (“e-check”).

After reviewing the items in your shopping cart, select PayPal at checkout and follow the on-screen instructions. You may sign in to an existing PayPal account or, where available, complete your payment without an account or create a new account.

Payments made by e-check may require approximately 3–5 business days to be confirmed by PayPal. Processing times may vary depending on PayPal, your bank, your location, and other circumstances beyond our control.

Benefits of Using PayPal

PayPal allows you to monitor the status of eligible payments through your PayPal account.

When you pay through PayPal, your payment information is processed through PayPal’s system. Melriao does not directly receive or store your complete credit card number when PayPal processes the transaction.

Important Payment Information

All orders placed through our website are processed in United States dollars (USD). If you make a payment using another currency, PayPal, your card provider, or your financial institution may convert the transaction into USD using its applicable exchange rate. Currency-conversion fees or other charges may apply.

Melriao does not currently accept Cash on Delivery (“COD”) as a payment method.

Payment methods are subject to availability and may vary according to your location, account status, order details, and the policies of the relevant payment provider.

B. Customer Confidentiality

1. Collection and Processing of Customer Information

Melriao.com may collect personal information necessary to process and fulfil your order, including your:

• Name;

• Email address;

• Billing and shipping addresses;

• Telephone number;

• Order information; and

• Payment-related information.

When you provide personal information to complete a transaction, verify or process a payment, place an order, arrange delivery, request customer support, or return a purchase, we collect and use that information for those purposes and other purposes reasonably necessary to provide our services.

Payment information may be collected and processed directly by PayPal or another authorized payment-service provider. Melriao generally does not directly store complete credit card or bank-account details processed by these providers.

When you access our website, certain technical information may be collected automatically, including your Internet Protocol (“IP”) address, browser type, device information, operating system, and website-usage data. This information helps us operate, secure, analyze, and improve our website and services.

With your consent, where required by applicable law, we may send you emails concerning our store, products, promotions, and other updates. You may unsubscribe from marketing communications at any time by following the instructions included in the relevant email.

By using this website, you acknowledge the collection and handling of information as described in this policy. If you do not agree with this policy, you should discontinue your use of the website.

2. Third-Party Service Providers

We may provide personal information to trusted third-party service providers only to the extent reasonably necessary for them to perform services on our behalf. These providers may include payment processors, shipping carriers, website-hosting providers, analytics providers, customer-service providers, fraud-prevention services, and marketing-service providers.

Certain third-party providers maintain their own privacy policies governing how they collect, use, store, and disclose personal information. We recommend reviewing the privacy policies of PayPal and any other relevant provider to understand how they handle your information.

Some providers may operate in or process information from jurisdictions different from your own. As a result, your information may be subject to the laws of the jurisdiction in which the provider or its facilities are located.

If you leave Melriao.com or are redirected to a third-party website, payment interface, or application, your activity on that third-party service will be governed by its own terms and privacy policy rather than solely by this policy.

Links displayed on our website may direct you to external websites. Melriao is not responsible for the content, security, or privacy practices of third-party websites. You should review their applicable terms and privacy statements before providing personal information.

3. Protection and Use of Personal Information

Melriao takes reasonable administrative, technical, and organizational measures intended to protect personal information against unauthorized access, loss, misuse, disclosure, alteration, or destruction.

We use customer information for legitimate business purposes, including:

• Processing payments and fulfilling orders;

• Arranging shipping, delivery, exchanges, and returns;

• Responding to questions and customer-service requests;

• Personalizing the online shopping experience;

• Preventing fraud and protecting the security of our website;

• Improving our products, website, and services;

• Complying with legal and regulatory obligations; and

• Sending marketing communications where permitted.

We do not sell or disclose personal information to unrelated third parties for their independent purposes, except where you have authorized us to do so or where disclosure is reasonably necessary to provide our services, complete transactions, prevent fraud, enforce our policies, protect legal rights, or comply with applicable law.

Although we take reasonable precautions, no online transmission or electronic-storage system can be guaranteed to be completely secure. Customers are responsible for protecting their account credentials and should contact us promptly if they suspect unauthorized use of their information.

Our goal is to handle customer information responsibly and provide a safe, convenient, and reliable shopping experience at Melriao.com.